Is This the Safest Way to Invest £100,000 in 2025?

When it comes to property investment, most people are looking for three things: security, predictability, and profit. In the current market, finding all three in one investment can feel impossible.

But for one of our long-standing clients, and oldest friends, that’s exactly what he’s experienced.

A Real Investment Story

Five years ago, a close friend purchased a supported housing property through Bailey Capital. Since then, the property has been entirely hands-free, but more importantly, he still owns the asset outright.

The bricks and mortar are his, and with UK property values trending upwards, the asset has quietly appreciated in value.

But that’s just the beginning. Attached to the property is a 25-year supported housing lease, fully approved by the local authority, including:

• Use approval for supported housing

• Provider approval from the council

• Rent approval ensuring sustainability

From day one, he has received £700 per month, adding up to around £44,000 in rental income over five years. That income is stable, predictable, and, thanks to inflation-linked increases, growing every year.

The Missed Opportunity

The contrast? His brother has been considering investing for the same five years. Waiting for the “perfect deal,” he has instead kept his money in the bank, slowly losing value to inflation. In that time, he could have earned £40,000+ in rental income, seen asset appreciation, and enjoyed complete peace of mind.

Why This Model Works

1. You Own the Property

Full freehold ownership means the asset is yours, no matter what happens in the supported housing landscape.

2. Predictable Income

The 3-step approval process ensures the rent is agreed, the property is suitable, and the provider is vetted. Once set up, the income is as secure as possible.

3. Inflation Protection

All leases are inflation-linked, meaning your rental income increases annually, safeguarding your returns in real terms.

4. Truly Hands-Free

No tenant calls, no maintenance invoices, no voids. The fully repairing and insuring lease means zero operational hassle for the investor.

5. Positive Social Impact

Beyond the financial returns, every property supports someone in need, providing stability, care, and a pathway to independent living.

The Bottom Line

This model delivers security, predictable income, and growth, without the day-to-day headaches of traditional buy-to-let.

If you want to see what your income could look like with supported housing, try our Investment Calculator and discover your potential returns.